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Maybank Sustainability Report
2014
Net Profit
Net profit reached a new high of RM6.72 billion and met the Return
on Equity (ROE) guidance of 13%-14%. FY2014 was supported by
higher net operating income growth across business pillars and
improved cost management.
DividendPer Share
Dividend per share was 6.5% higher than FY2013, lifting dividend payout ratio
to 78.5% compared to 71.9% a year ago, and provided a healthy dividend yield
of 6.2%.
GroupLoansGrowth
Group loans growth surpassed the target of 13%, driven by strong loans growth of 47.5%
in Other Markets (ex-Malaysia, Singapore, and Indonesia), which led to international loans
contributing 40.3% of total Group gross loans from 37.9% the previous year. Loans growth
in Malaysia and Singapore also surpassed industry growth.
CommonEquity Tier 1 Ratio
Maintained strong capital position with sufficient capacity
to pursue business growth as Common Equity Tier 1 ratio [in
accordance with BNM’s Capital Adequacy Framework (Capital
Components)] improved 49 bps to 11.75%. Total Capital Ratio
also improved 57 basis points (bps) to 16.24%.
Myanmar, China, andSingapore
Maybank continued to expand its business and reach. It opened its first
branch in Myanmar, and its third branch in Kunming, China. In Singapore,
Etiqa’s insurance and Private Wealth businesses were launched.
SuccessionRealisationRate
The succession realisation rate of 70% exceeded the 60% target,
indicating the effectiveness of the Group’s succession planning and
demonstrating the strong institutionalisation of the Group’s talent
management framework.
RM6.72
billion
57
sen
13.4%
11.75%
Growthof Total Financial Assets
(HighNetWorth&Affluent Banking)
Expanded Private Wealth and Premier Wealth business, with Total Financial Assets
growing 14.1% for High Net Worth and 11.1% for Affluent Banking Segments.
12.7%
MalaysiaTradeFinanceMarket Share
Maintained strong leadership position in trade finance and cash
management with Malaysian transaction volume market share
of 41.3%.
25.9%
Islamic Financing toTotalMalaysia Loans
Islamic financing grew 24.9% to increase its proportion to total Malaysia loans from
38.9% end FY2013, solidifying its position as the largest Islamic bank in Malaysia, and
the third largest Islamic bank globally by asset size.
43.8%
ASEANECMDeal Volume
Maybank Kim Eng secured the highest ASEAN Equity Capital
Market deal volume in 2014 worth USD1.9 billion. It was the No. 2
South East Asian issuer for ASEAN Domestic Bonds.
No. 1
Regional Expansion
70%
Note: Net profit is equivalent to Profit attributable to equity holders of the Bank as stated in the audited financial statements in the Annual Report 2014
Financial
Highlights